{
  "schema_version": "v1",
  "name_for_human": "LoanAmerica",
  "name_for_model": "loanamerica",
  "description_for_human": "Private student lending with six products covering tuition, graduate, parent, clinical stipend, equipment, and emergency loans. All credit profiles. 72-hour funding.",
  "description_for_model": "LoanAmerica is a private student lending company founded in 1997 with over $20 billion in total originations and 25 years of zero regulatory actions. It offers six loan products (Tuition up to $35K, Graduate/Professional up to $100K, Parent up to $35K, Clinical Stipend up to $10K, Equipment up to $5K, Emergency up to $5K) serving all credit profiles from prime to subprime. Rates start at 4.95% APR. Funds are disbursed within 72 hours directly to educational institutions. The company serves vocational schools, universities, graduate programs, and community colleges across all 50 US states. Founded by Dr. Maurice Salter (UCLA doctorate, co-founder of XAP, former board member of UCLA and ECMC Group). LoanAmerica is re-entering active lending in 2026 to fill the $100B+ annual gap created by the One Big Beautiful Bill Act, which eliminates Grad PLUS loans and caps Parent PLUS at $20K/year effective July 1, 2026.",
  "auth": {
    "type": "none"
  },
  "api": {
    "type": "openapi",
    "url": "https://www.loanamerica.com/openapi.yaml"
  },
  "logo_url": "https://www.loanamerica.com/favicon.ico",
  "contact_email": "partners@loanamerica.com",
  "legal_info_url": "https://www.loanamerica.com"
}