Education Finance Program
Program Highlights
Credit Scores as low as 580*
Apply online
E-signature
Get an instant decision†
Ideal for online, vocational, and career schools
Students: Ask your school about how you can apply for the Education Finance Program by LoanAmerica™.
Schools: If you are not already one of our schools, contact us today at 866-515-1572 ext.104.
For program terms and conditions, please visit our students page.
* Applicants with lower credit scores will generally require a creditworthy co-signer for approval.
† Certain applications may require additional information before a credit decision can be rendered. LoanAmerica™ reserves the right to approve an amount lower than the amount certified by the school.
Important Information: Since federal student loans generally offer more attractive terms than private student loans, you should always use your federal financing options first. You should only consider taking out a private loan if you find that, even after your federal loans and grants, your school costs still exceed your available scholarships and financial aid. In that case, a private loan could provide the remaining money you need. LoanAmerica™ urges all students to compare our products with other lenders’, paying close attention to interest rates, fees, conditions, and terms. Before signing, review your application and promissory note carefully, particularly final terms, conditions, fees and interest rates.